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Builders Incentive Program

Los Alamos National Bank has created a better way for our builders to additionally benefit from the sales of their speculative homes. A Builder Incentive Program has been established in order to reward them for referring buyers of those homes to LANB for their permanent financing:

  • Upon closure of the home buyer’s mortgage loan, Los Alamos National Bank will discount the origination fee for a future construction loan by ½ point. This is in addition to the great benefits of the current construction program.
  • To assist contractors in obtaining buyers, LANB will offer mortgage flyers for the buyers to place in their speculative home which will publicize a "preferred customer" number along with the various financing options offered by the bank. Home buyers can use this preferred customer number when applying for their loan, both online and in person at any of the Los Alamos National Bank offices.

Note: The original construction loan for a speculative home does not have to be financed by LANB to be eligible for the origination fee discount.

Please contact us to schedule an appointment for further information or for a loan interview.

Interest Rates

30 Year Fixed Mtg
4.250% IR : 4.370% APR

20 Year Fixed Mtg
3.955% IR : 4.117% APR

15 Year Fixed Mtg
3.250% IR : 3.450% APR

View Rates