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Personal Loans

Additional Balance Club (ABC) Loans: LANB's ABC loans can protect you from overdrawing your checking account. An ABC loan lets you make overdrafts - even intentional ones - and covers them with small, automatic funding loans. ABC also lets you protect your accounts that require a minimum balance to earn interest or avoid service charges. Learn about our non-credit overdraft protection solution.

Signature Loans: Your good credit history, your ability to repay and your banking relationship with us make you eligible for a signature loan - a loan that doesn't require collateral. These loans are convenient when a need arises unexpectedly or when you want to simplify your finances by consolidating several credit card balances or other accounts.

Ready to Apply?

1. Fill out the online application
2. We will send email confirmation by the end of the next business day
3. You will receive paperwork in the mail. Fill out, sign and bring into any of our office locations.
» Apply for a Loan now

Interest Rates

New Car Loan Rate
4.500% IR : 5.120% APR

Used Car Loan Rates
4.500% IR : 5.120% APR

Home Equity LOC
5.000% IR : 5.000% APR

View Rates

Help Center

The American Bankers Association offers ten ways to help you avoid your next overdraft charge. Read the article.

Tools

Get an estimated ABC payment. Go to ABC Payment Calculator.

Unsecured	: 0 Points :	10.750% IR	:11.080% APR
Stock	: 0 Points :	5.750% IR	:6.380% APR
Home Equity LOC	: 0 Points :	5.000% IR	:5.000% APR
Construction	: 1 Point :	5.500% IR	:12.310% APR
Used Car	: 0 Points :	4.500% IR	:5.120% APR
New Car	: 0 Points :	4.500% IR	:5.120% APR