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-------------------
Conforming 30 yr. Fixed Mtg.
4.895%
Interest Rate		 5.058%
APR¹

12 Month CD Plus as of 11/6/2009
1.500%
Interest Rate		 1.510%
APY

LOAN RATES as of 11/6/2009
Interest Rate APR¹
15 yr. Mtg. 4.425%   4.551%
Residential Construction 6.000%   7.070%
New Vehicle 5.750%   6.380%
Home Equity 5.000%   5.000%
DEPOSIT RATES as of 11/6/2009
Interest Rate   APY
24 Mo. CD 1.450%   1.460%
36 Mo. CD 1.850%   1.870%
1 & 2Annual Percentage Rate
²Annual Percentage Yield
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Member FDIC. Equal Housing Lender Equal Housing Lender		 Copyright 2009 © Los Alamos National Bank
2008 Best of Santa Fe Award
2000 Malcolm Baldrige National Quality Award Recipient