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 Certificates of Deposit
A Certificate of Deposit allows you to earn interest on your investment for a specified amount of time at a fixed or variable interest rate. The minimum deposit for a CD is $500. Los Alamos National Bank offers short-term CDs for as few as 7 days and long-term CDs for any term up to 5 years.

Automatic Renewals
LANB Certificates of Deposit (excluding Jumbo CDs) are automatically renewed. That means that you don't have to do anything when your CD reaches the maturity date. We will reinvest it for you for the same term, at the interest rate that applies on the date your CD matured. You have 10 days to cancel the renewal and if you want to change the term and rate, we'll make it as of your original maturity date so your money never stops earning for you.

Penalties for Early Withdrawal
There are interest penalties for early withdrawal of funds on all CDs. See our Penalty Calculator.

OPEN AN ACCOUNT  GO
APPLY FOR A LOAN  GO
Buying a House?
Special Financing Rates
for Home Purchases
5.875%
Interest Rate
5.942%
APR¹
Contact LANB for more details
-------------------
Conforming 30 yr. Fixed Mtg.
5.945%
Interest Rate
6.012%
APR¹
Jumbo 30 yr. Mtg.
3/1 CMT ARM
7.000%

 
5.334%

APR²
5/1 CMT ARM
7.250%

 
5.790%

APR²
For qualification details
Contact LANB
See below for all other mortgage rates

12 Month CD Plus as of 5/16/2008
2.600%
Interest Rate
2.630%
APY²

LOAN RATES as of 5/16/2008
Interest Rate APR¹
15 yr. Mtg. 5.465%   5.576%
Residential Construction 6.000%   7.030%
New Vehicle 6.000%   6.300%
Home Equity 5.000%   5.000%
DEPOSIT RATES as of 5/16/2008
Interest Rate   APY²
24 Mo. CD 2.500%   2.530%
36 Mo. CD 3.000%   3.050%