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 Privacy Statement, page 3
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR PERSONAL INFORMATION

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We maintain a record retention program that determines when customer information will be destroyed.For additional information regarding security and privacy when using our secure Access Banking system click here. At Los Alamos National Bank, employees have access to personally identifiable customer information for reasonable business purposes only - a policy we clearly communicate to all employees and strictly enforce. Employees who do not maintain our privacy standards will be subject to disciplinary measures.

We continually strive to maintain complete and accurate information about you and your accounts. Should you discover that our records contain inaccurate information, please notify us immediately at (505) 662-5171 or through a secure Access Banking session. We will investigate your concerns and correct any inaccuracies in a timely manner.

We are committed to respect your privacy and protect the information you give to us. Your trust in Los Alamos National Bank and in all of our employees is very important. We will protect your privacy and adhere to our policy of not sharing your personal information with nonaffiliated third parties. If we have to revise our privacy policy, we will promptly notify you of any changes. If you have questions you may contact the bank's Compliance Officer at (505) 662-5171 or by e-mail at privacy@lanb.com.

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Special Financing Rates
for Home Purchases
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Conforming 30 yr. Fixed Mtg.
4.795%
Interest Rate
4.957%
APR¹

12 Month CD Plus as of 11/20/2009
1.350%
Interest Rate
1.360%
APY

LOAN RATES as of 11/20/2009
Interest Rate APR¹
15 yr. Mtg. 4.405%   4.531%
Residential Construction 6.000%   7.070%
New Vehicle 5.750%   6.380%
Home Equity 5.000%   5.000%
DEPOSIT RATES as of 11/20/2009
Interest Rate   APY
24 Mo. CD 1.300%   1.310%
36 Mo. CD 1.700%   1.710%
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