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LANB ATM Locations
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An ATOM card is provided when you open a checking or savings account. With your card, you receive a security code called a Personal Identification Number (PIN) that gives you worldwide access to your LANB accounts.

There is no charge to our account customers for use any of Los Alamos National Bank's ATOM's in Los Alamos or in the Santa Fe area for the following transactions:

  • Cash from checking or savings accounts
  • Cash from ABC Loan account
  • Cash advance on MasterCard or Visa
  • Inquiries about checking and savings account balances
  • Deposits to checking or savings
  • Loan payments
  • Transfer funds from one account to another

ATOM Advantages

  • Daily withdrawal limits are higher than most other financial institutions allow. This is limited to Los Alamos National Bank ATOM machines and may not apply to machines with affiliated networks.
  • You may access up to eight accounts with one ATOM card. A Customer Service Representative will be happy to help you link your accounts.
Point of Sale

Retailers who provide Point of Sale programs may accept your ATOM card for purchases in lieu of cash or a check. Point-of-Sale purchases are deducted from your checking account and are not available to customers who have their ATOM card linked only to their savings account. Be sure to record the transaction.

Worldwide Convenience

Your ATOM card can be used at thousands of ATMs regionally, nationally and worldwide, anywhere you see these symbols:

Using Other Automatic Tellers

Transactions processed through Plus networks include:

  • Cash from checking and savings accounts
  • Cash advance with your LANB MasterCard or Visa
  • Inquiries about checking and savings account balances
  • Transfer funds between checking and savings account
A transaction fee (usually $1.00) is assessed for use of Plus network automatic teller machines. This is deducted from your account and shown on your monthly bank statement.
If you are unable to locate an automatic teller machine that displays the Plus symbol, call toll-free, 1-800-THE-PLUS from any touch-tone phone. You will be asked to enter the area code and telephone prefix from your calling location. You will then be given the location of a PLUS ATM in your calling area.

For Your Protection

Security is important when using an automatic teller machine. We offer the following guidelines:

  • Memorize your PIN. Do not write it on your ATOM card or carry it with you.
  • Do not give your PIN to anyone who should not have access to the money in your accounts.
  • Do not allow anyone waiting nearby to see the keyboard as you enter your PIN. Your PIN appears on the screen as XXXX.
  • Be sure to take your ATOM card and your receipt from the machine before you leave.
  • Keep an accurate record of your transactions.
  • Be aware of any potentially unsafe conditions when using any automatic teller machine. If you are suspicious of another person in the area, wait for him or her to leave or return later yourself.
  • Consider using a drive-up or locked-access automatic teller machine for additional security, especially at night.
  • Prepare all the paperwork and cash for deposit BEFORE you arrive at the ATOM. Take an extra deposit envelope from the automatic teller machine with you for next time.
  • Report a lost or stolen ATOM card as soon as possible. Call (505) 662-5171 or email us at lanb@lanb.com.
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Conforming 30 yr. Fixed Mtg.
4.895%
Interest Rate
5.058%
APR¹

12 Month CD Plus as of 11/6/2009
1.500%
Interest Rate
1.510%
APY

LOAN RATES as of 11/6/2009
Interest Rate APR¹
15 yr. Mtg. 4.425%   4.551%
Residential Construction 6.000%   7.070%
New Vehicle 5.750%   6.380%
Home Equity 5.000%   5.000%
DEPOSIT RATES as of 11/6/2009
Interest Rate   APY
24 Mo. CD 1.450%   1.460%
36 Mo. CD 1.850%   1.870%
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