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 Direct Access Account
Los Alamos National Bank allows your money to work for you with Direct Access Checking. This account earns interest on your money based on your balance.

To qualify for a Direct Access account, you must have a direct deposit into your account or you must sign up for Access Banking.

BENEFITS OF A DIRECT ACCESS ACCOUNT
  • No Minimum balance to avoid service charge
  • First box of checks free Free
  • Access banking services include:
    • Free online statements
    • Free online check images
    • Free bill pay
    • Free online wire transfers
  • Free debit/ATM card
  • Tiered interest rates on deposits (the higher the balance, the higher the interest rate):
    • Tier 1: Less than $19,999.99
    • Tier 2: $20K to $49,999.99
    • Tier 3: $50K to $99,999.99
    • Tier 4: Over $100,000.00
  • Unlimited check writing ability
  • Free Savings Overdraft Protection
  • VISA Gold Card (no annual fee)
  • Reduced Rate ABC Overdraft Protection
OPEN AN ACCOUNT  GO
APPLY FOR A LOAN  GO
Buying a House?
Special Financing Rates
for Home Purchases
5.875%
Interest Rate
5.942%
APR¹
Contact LANB for more details
-------------------
Conforming 30 yr. Fixed Mtg.
5.875%
Interest Rate
5.942%
APR¹
Jumbo 30 yr. Mtg.
3/1 CMT ARM
7.000%

 
5.510%

APR²
5/1 CMT ARM
7.250%

 
5.934%

APR²
For qualification details
Contact LANB
See below for all other mortgage rates

12 Month CD Plus as of 5/9/2008
2.600%
Interest Rate
2.630%
APY²

LOAN RATES as of 5/9/2008
Interest Rate APR¹
15 yr. Mtg. 5.375%   5.485%
Residential Construction 5.000%   6.070%
New Vehicle 6.000%   6.300%
Home Equity 5.000%   5.000%
DEPOSIT RATES as of 5/9/2008
Interest Rate   APY²
24 Mo. CD 2.500%   2.530%
36 Mo. CD 3.000%   3.050%
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