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 Interest Bearing Checking
You work hard for your money and it should work hard for you. An IBC account earns interest that is compounded daily and paid to your account monthly. Your IBC pays interest based on each days ending balance. This assures that you earn the maximum interest possible even if your account balance dips for just a few days during the month.

If your account falls below the $500 minimum balance you're assessed a $5.00 service charge but still receive all the interest earned by your account that month. Your interest paid can more than offset the service charge on many occasions. A summary of account earnings is provided on your monthly bank statement. Additional benefits associated with this account include:

  • Competitive daily compounded interest rates.
  • Unlimited check writing privileges.
  • Low $500 minimum balance.
  • Complimentary checks.
OPEN AN ACCOUNT  GO
APPLY FOR A LOAN  GO
Buying a House?
Special Financing Rates
for Home Purchases
Contact LANB for more details
-------------------
Conforming 30 yr. Fixed Mtg.
6.125%
Interest Rate
6.172%
APR¹
Jumbo 30 yr. Mtg.
3/1 CMT ARM
7.250%

 
5.855%

APR²
5/1 CMT ARM
7.625%

 
6.327%

APR²
For qualification details
Contact LANB
See below for all other mortgage rates

12 Month CD Plus as of 11/20/2008
2.450%
Interest Rate
2.480%
APY²

LOAN RATES as of 11/20/2008
Interest Rate APR¹
15 yr. Mtg. 5.825%   5.901%
Residential Construction 6.250%   7.300%
New Vehicle 6.000%   6.300%
Home Equity 5.000%   5.000%
DEPOSIT RATES as of 11/20/2008
Interest Rate   APY²
24 Mo. CD 2.500%   2.530%
36 Mo. CD 2.900%   2.940%
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