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Business Loan Interest Rates

as of July 3, 2009

TYPE	TERM	RATE TYPE	INTEREST RATE	APR	INDEX	DIFFERENTIAL
Business Purchase	6 - 84 Months	Variable	6.000% to 6.000%	6.000%	WSJ	1.00-2.00
Business Refinance	6 - 84 Months	Variable	6.000% to 6.000%	6.000%	WSJ	1.00-2.00
Commercial Real Estate	LANB offers competitive rates and terms for Commercial Real Estate loans. Please ask a loan officer for more details.
Furniture, Fixtures, Equipment	12 - 60 Months	Variable	6.000% to 6.000%	6.000%	WSJ	1.00-2.00
Lines of Credit	12 - 60 Months	Variable	6.000% to 6.000%	6.000%	WSJ	1.00-2.00
Spec Construction	12 Months	Variable	6.000% to 6.000%	7.070%	WSJ	0.00
Vehicles - New	12 - 60 Months	Fixed	6.000% to 6.000%	6.300%	-	-
Vehicles - Used	12 - 60 Months	Fixed	6.000% to 6.000%	6.300%	-	-

The above Interest Rates are subject to change without prior notice.

The rates quoted for these loans may be adjusted by +/- 1.00%.Your rate is determined by the risk we assess to such factors as: cash down-payment and reserves, owners equity, cash-flow, past credit history and value of assets pledged as collateral. There is no maximum interest rate or cap. These rates are quoted only to provide assistance in your business loan planning.

Email: lanb@lanb.com
Member FDIC. Equal Housing Lender