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 Individual Retirement Account Interest Rates
as of November 7, 2009
Universal IRA Tier 1 0.250% 0.250% $0.00 - $49,999.99
Universal IRA Tier 2 0.400% 0.400% $50,000.00 - $99,999.00
Universal IRA Tier 3 0.600% 0.600% $100,000.00 and above
12 Month IRA 1.300% 1.310% None
12 Month IRA CD Plus 1.500% 1.510% None
24 Month IRA 1.450% 1.460% None
36 Month IRA 1.850% 1.870% None
48 Month IRA 2.250% 2.280% None
60 Month IRA 2.450% 2.480% None
Variable Senior IRA 0.250% 0.250% None
12 Month Senior IRA 1.550% 1.560% None
Senior IRA CD Plus 1.750% 1.770% None
24 Month Senior IRA 1.700% 1.710% None
36 Month Senior IRA 2.100% 2.120% None
48 Month Senior IRA 2.500% 2.530% None
60 Month Senior IRA 2.700% 2.740% None
The above Interest Rates are subject to change without prior notice. A penalty will be imposed for early withdrawal.

*Annual Percentage Yield
**Senior Rates apply for our customers who are 50+.