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 Individual Retirement Account Interest Rates
as of November 20, 2009
Universal IRA Tier 1 0.200% 0.200% $0.00 - $49,999.99
Universal IRA Tier 2 0.350% 0.350% $50,000.00 - $99,999.00
Universal IRA Tier 3 0.500% 0.500% $100,000.00 and above
12 Month IRA 1.150% 1.160% None
12 Month IRA CD Plus 1.350% 1.360% None
24 Month IRA 1.300% 1.310% None
36 Month IRA 1.700% 1.710% None
48 Month IRA 2.100% 2.120% None
60 Month IRA 2.300% 2.330% None
Variable Senior IRA 0.200% 0.200% None
12 Month Senior IRA 1.400% 1.410% None
Senior IRA CD Plus 1.600% 1.610% None
24 Month Senior IRA 1.550% 1.560% None
36 Month Senior IRA 1.950% 1.970% None
48 Month Senior IRA 2.350% 2.380% None
60 Month Senior IRA 2.550% 2.580% None
The above Interest Rates are subject to change without prior notice. A penalty will be imposed for early withdrawal.

*Annual Percentage Yield
**Senior Rates apply for our customers who are 50+.