as of 11/6/2009.  Note: Rate locks available 9:00 AM MDT to 1:30 MDT Monday through Friday. Not available on weekends or holidays.

Special Residential Lot Financing

Conforming First Mortgage - Adjustable Rates¹ (Loan Amounts up to $417,000)
TERM	ORIGINATION FEE	DISCOUNT POINTS	NOTE PERCENTAGE RATE	ANNUAL PERCENTAGE RATE3
Please contact a Loan Officer for complete details on Adjustable Rate Mortgage financing terms available through Los Alamos National Bank.

Conforming First Mortgages - Alt A (Custom Low Doc)

Please contact us at (505) 662-5171 for current rates.

Jumbo First Mortgage - Adjustable Rates¹ (Loan Amounts from $417,001 to $2,000,000)
TERM	ORIGINATION FEE	DISCOUNT POINTS	NOTE PERCENTAGE RATE	ANNUAL PERCENTAGE RATE3

Please contact a Loan Officer for complete details on Adjustable Rate Mortgage financing terms available through Los Alamos National Bank.

The above Interest Rates are subject to change without prior notice. Daily Mortgage Interest Rate Graph Apply online for a Mortgage Loan**** Contact a Mortgage Loan Officer Should I Consider Refinancing My Mortgage? ¹Rates are subject to increase after consummation. Margin 2.5 ²Rates are subject to increase after consummation. Margin 2.000 ³The A.P.R. calculation is based on a loan amount of $150,000 for the purchase of a primary residence, with 80% Loan-to-value (LTV), approximately 15 days prepaid interest, $350 title settlement fees, $15.00 flood determination fee, plus points shown for a 25 day lock. *CMT: Treasury security adjusted to a constant maturity. **Rates for Loan Amounts greater than $650,000 available upon request. ***LIBOR: London Interbank Offer Rate ****The Los Alamos National Bank Mortgage loan application is hosted at a different location. The above link will take you to there.