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 Personal Loans Interest Rates
as of July 3, 2009
New!  Special Residential Lot Financing
TYPE TERM INTEREST RATE APR RATE TYPE INDEX
ABC Direct Account None 9.750% 9.750% Variable LANB Base Rate
ABC Regular Checking None 14.750% 14.750% Fixed -
Automobiles - New 12 - 60 Months 5.750% 6.380% Fixed -
Automobiles - Used
(7 years or newer)*		 12 - 60 Months 5.750% 6.380% Fixed -
Residential Construction 6 months 6.000% 7.070% Variable WSJ
Home Equity Line of Credit 10 Years 5.000% 5.000% Variable WSJ
Stock Loan 12 - 60 Months 5.750% 6.380% Fixed -
Unsecured Loan 12 - 60 Months 10.750% 11.080% Fixed -
The above Interest Rates are subject to change without prior notice.

*The Interest rate for used automobiles assumes a 20% down payment.
Example: A 48 month loan at 9.00% APR would require a monthly payment of $24.89 per $1,000.00 borrowed.

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New Car Prices, Used Car Values
Email: lanb@lanb.com
Member FDIC. Equal Housing Lender Equal Housing Lender		 Copyright 2009 © Los Alamos National Bank
2008 Best of Santa Fe Award
2000 Malcolm Baldrige National Quality Award Recipient