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 Savings Account Interest Rates
as of November 7, 2009
Regular Savings Account 0.250% 0.250% None None
Student Savings Account 0.250% 0.250% None None
Universal Savings Tier 1 0.250% 0.250% None $0.01 - $49,999.00
Universal Savings Tier 2 0.400% 0.400% None $50,000.00 - $99,999.00
Universal Savings Tier 3 0.600% 0.600% None $100,000.00 - $999,999.00
Universal Savings Tier 4 0.750% 0.750% None $1,000,000.00 and above
Money Market Tier 1 0.100% 0.100% $1,000.00 $0.01 - $19,999.00
Money Market Tier 2 0.200% 0.200% $1,000.00 $20,000.00 - $49,999.00
Money Market Tier 3 0.400% 0.400% $1,000.00 $50,000.00 - $99,999.00
Money Market Tier 4 0.600% 0.600% $1,000.00 $100,000.00 and above
The above Interest Rates are subject to change without prior notice.

*Annual Percentage Yield
**Minimum balance required to avoid periodic service charge.

Interest Rate is subject to change after account is opened. Service charge fees could reduce the earnings on this account.