Los Alamos National Bank

INTEREST RATES - MORTGAGE LOAN

Note: Rate locks available 9:00 AM MDT to 2:00 MDT Monday through Friday. Not available on weekends or holidays.
Conforming First Mortgage - Fixed Rates
(Loan Amounts up to $417,000)
TERM DISCOUNT
POINTS
NOTE
PERCENTAGE RATE
ANNUAL
PERCENTAGE RATE3
30 Years 14.155%4.274%
30 Years 04.305%4.362%
20 Years 13.915%4.077%
20 Years 04.085%4.162%
15 Years 13.265%3.465%
15 Years 03.455%3.548%
10 Years 13.045%3.332%
10 Years 03.315%3.448%
Conforming First Mortgage - Adjustable Rates1
(Loan Amounts up to $417,000)
TERM DISCOUNT
POINTS
NOTE
PERCENTAGE RATE
ANNUAL
PERCENTAGE RATE3
Please contact a Loan Officer for complete details on Adjustable Rate Mortgage financing terms available through Los Alamos National Bank.
Jumbo First Mortgage - Adjustable Rates1
(Loan Amounts from $417,001 to $2,000,000)
TERM DISCOUNT
POINTS
NOTE
PERCENTAGE RATE
ANNUAL
PERCENTAGE RATE3
Please contact a Loan Officer for complete details on Adjustable Rate Mortgage financing terms available through Los Alamos National Bank.
The above Interest Rates are subject to change without prior notice.

Apply online for a Mortgage Loan****

¹Rates are subject to increase after consummation. Margin 2.5
²Rates are subject to increase after consummation. Margin 2.000
³The A.P.R. calculation is based on a loan amount of $150,000 for the purchase of a primary residence, with 80% Loan-to-value (LTV), approximately 15 days prepaid interest, $350 title settlement fees, $15.00 flood determination fee, plus points shown for a 60 day lock.

*CMT: Treasury security adjusted to a constant maturity.
**Rates for Loan Amounts greater than $650,000 available upon request.
***LIBOR: London Interbank Offer Rate
****The Los Alamos National Bank Mortgage loan application is hosted at a different location. The above link will take you to there.