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Business Checking

A better way for your bottom line

Running a business is hard enough. We don’t want to make it harder. We offer a no-fuss business checking account for small businesses, corporations and commercial enterprises so you can focus on your bottom line.

Unlimited Check Writing

Write as many checks as you need to without worrying about exceeding an arbitrary limit.

No Hidden Fees

No service fee with a minimum balance; fee is only $5/month if your account falls below the minimum. Plus, no “per-transaction fee” regardless of your balance.

Immediate Credit

You’ll get immediate credit on deposit of your customer’s checks, even out-of-state checks. (Subject to exceptions per account terms and conditions.)

  • Best if you want:

    Best if you want:

  • Minimum balance

    Minimum balance

  • Interest rate

    Interest rate

  • Fees

    Fees

BUSINESS CHECKING

  • Best if you want:

    A low minimum balance.

  • Minimum balance

    $300

  • Interest rate

    None

  • Fees

    $5 monthly service charge if your account falls below the minimum balance

BUSINESS INTEREST CHECKING

  • Best if you want:

    To earn interest on your checking account balance.

  • Minimum balance

    $500

  • Interest rate

    .01%

  • Fees

    $5 monthly service charge if your account falls below the minimum balance

What you’ll need to to bring to open your account:

For owners and signers:

  • Social Security number
  • Email address
  • Date of birth
  • Verification of home address
  • Driver’s license or secondary form of identification

For the business:

  • Copy of letter from IRS assigning the TIN or a recent tax return for the business
  • Corporate Resolution indicating individuals authorized to transact business for the business
  • Other business related documentation required depending on formation such as DBA, LLC, Partnership or Corporation
Business Checking Accounts

Account Type

Interest Rate

APY

Minimum Balance

Account Type

Business Checking

Interest Rate

N/A

APY

N/A

Minimum Balance

$300 to avoid a $5 monthly service charge

Account Type

Business Interest Checking

Interest Rate

0.01%

APY

0.01%

Minimum Balance

$500 to avoid a $5 monthly service charge

My wife and I own two businesses in Los Alamos, so we conduct our banking here. The tellers here are absolutely great. We love coming here. We are here at least four to five times a week and are always satisfied with the service.

— Lyle C., LANB Customer

Enroll in eStatements

More secure, always available, and eco-friendly, eStatements are a great choice for both you and the environment.

To sign up for eStatements, login to Business eBanking and click on the Reports tab. Select the menu option for Statements & documents.

Manage Your Money

LANB pays one of the highest interest rates in New Mexico on a business savings account. You can transfer to and from a savings account on a regular or as-needed basis to maximize yield.

Explore our savings options

Yes. A minimum balance of $500.00 is required to avoid a $5.00 monthly service charge.

Yes. Contact your local office for more details.

If you are having issues with your debit or ATM card, or your debit card charge has been declined or rejected after hours or while you are traveling, please call 1-800-369-4887.

Have a question?

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Disclosures

Programs, rates, terms and conditions are subject to change without notice.

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