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Commercial Real Estate

A better way to reach your real estate goals

You have a vision. We’ll help you get there. Whether you’re financing an apartment complex, developing a subdivision, purchasing an office building, or looking to build a commercial property from the ground up, we will find a customized solution for your real estate goals.

Custom rates

Our rates are competitive and priced specifically for your funding request.

Dedicated specialists

Our team of commercial real estate experts will work with you every step of the way to meet your unique needs.

Community commitment

We help ensure that our local businesses and residents have viable options when it comes to finding the perfect location for their new business.

Commercial Real Estate

From commercially leased buildings to apartment complexes and residential rental properties, we provide a fast and streamlined approach to financing commercial real estate.

Land Development

Planning on developing a subdivision into sellable individual lots? We provide an efficient and easy approach to finance your project.

Commercial Construction

Looking to build residential spec homes or commercial property? Our loans help you finance construction for a commercial purpose.

Letters of Credit

Need to guarantee funds or performance for a business partner? A Letter of Credit is just what you need. Learn more about Letters of Credit

I’ve been extremely impressed with the entire team at LANB from the beginning of the project through the very end. LANB has always truly felt like a member of the development team and has been very supportive along the journey to get the project completed and opened.

— Peter A., Owner of Railyard Flats

LANB is Your Community Partner

Locally owned and operated, LANB takes an active interest in the financial health of the communities we serve. Here's just a sample of some of the commercial real estate projects we've proudly helped finance.

One Central

A new urban living rental community in the heart of Downtown Albuquerque’s Arts & Cultural District. One Central provides residential and commercial space just steps away from shops, restaurants, coffee houses and nightlife.

Railyard Flats

A multi-family urban living community in Santa Fe’s thriving Railyard District. Directly addressing the need for rental properties in the neighborhood, Railyard Flats provides a sophisticated option for those seeking an urban living experience.

We will need information about the project regarding the property, tenants, borrower and guarantors. Because each project is unique, please contact one of our lenders for specifics.

Multifamily, industrial, office and retail are among the types of projects that we finance. We also provide financing for storage units and residential lot development.

We offer both construction and permanent financing, as well as hybrid solutions.

If the building is owner-occupied, a minimum down payment of 20% is required. If 51% of the square footage or greater is to be leased, then a minimum down payment of 25% is required.

There is a SBA (Small Business Administration) program that allows for a 10% down payment if the business is for profit and the buyer/borrower will occupy at least 51% of the building

Currently, the maximum amortization is 25 years. Please check with your lender.

The interest rates vary within a certain range for commercial real estate and are set upon the review of the details of the loan request. The rates are usually set for three, five and year periods at a time, depending on the credit request.

Set up an appointment with a business loan specialist to better understand your options and get started.

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Disclosures

NMLS #546116

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Credit products are not FDIC insured.

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