close-up of FDIC explanatory sign

FDIC Information

FDIC Information

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in banks and savings associations. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC was established in 1933, no depositor has lost a penny of FDIC-insured funds.

FDIC insurance covers all deposit accounts, including:

  • Checking accounts
  • Savings accounts
  • Money market deposit accounts
  • Certificates of deposit

FDIC insurance does not cover other financial products and services that banks may offer, such as stocks, bonds, mutual funds, life insurance policies, annuities or securities.

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

It is important to find out what is and what is not protected by FDIC insurance. See below to find out which of your accounts are covered. The information below is available on the FDIC website:

  • Understanding deposit insurance
  • What’s covered
  • Electronic Deposit Insurance Estimator (EDIE)
  • Deposit insurance brochures and videos
  • FDIC online customer assistance form
  • Get answers to questions and FDIC FAQs

For more information about deposit insurance call:

FDIC Call Center
1-877-ASK-FDIC (1-877-275-3342)
(Monday – Friday 8:00am to 8:00pm ET, Saturday & Sunday 9:00am to 5:00pm ET)

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