FDIC Information

FDIC limits are now officially increased to $250,000. It is important to find out what is and what is not protected by FDIC insurance. See below to find out which of your accounts are covered.

The information below is available on the FDIC website constitutes leaving the lanb website:

  • FDIC Deposit Guide
  • FDIC electronic deposit insurance estimator tool
  • FDIC online customer assistance form
  • Get answers to questions FDIC FAQs

FDIC Insured

  • Checking Accounts including money market deposit accounts
  • Saving Accounts including passbook accounts
  • Certificates of Deposit
  • Retirement Accounts consisting of cash on deposit at a bank or thrift  

Not FDIC Insured

  • Investments in mutual funds, (stock, bond or money market mutual funds), whether purchased from a bank, brokerage or dealer
  • Annuities (available a some banks; often purchased from an insurance company)
  • Stocks, Bonds, Treasury Securities or other investment products, whether purchased through a bank or a broker/dealer
  • Safe Deposit Boxes

Learn more about why certain accounts and investments are or are not covered by FDIC insurance. 

For more information about deposit insurance write to:
FDIC Consumer Response Center
1100 Walnut Street, Box #11
Kansas City, MO 64106
1-877-ASK-FDIC (1-877-275-3342)
(Monday - Friday 8:00 am to 8:00 pm EST)
703-812-1020 (Fax number) 

Office of the Comptroller of the Currency
Customer Assistance Group (CAG)
1301 McKinney Street, Suite 3450
Houston, TX 77010-9050

constitutes leaving the lanb website:  The link to the left of this icon points to an external website. Los Alamos National Bank is not responsible for the privacy, security or content of this site, including the accuracy, completeness, reliability or suitability of its information.  Los Alamos National Bank does not endorse or guarantee the products, information, or recommendations provided by the site and is not liable for any failure of products or services advertised on the site.