Investment Services

A better way to invest

From portfolio review, to retirement planning, to college savings, to stocks and bonds, our products and services will help put you on track toward your financial goals.

Products

  • Life, disability & long-term care insurance
  • 401k and 403b plans*
  • Traditional & Roth IRAs*
  • Stocks, bonds, & mutual funds
  • Trusts & endowments
  • Real estate investment trusts (REIT)
  • 529 college savings plans*
  • Fixed and variable annuities*
  • Tax-advantaged investments*
  • Treasury bills

Services

  • Complimentary portfolio review
  • Retirement planning
  • Retirement plan rollovers
  • Portfolio management
  • Insurance review

Meet our Team

Our investment advisers will help you design personalized investment solutions based on your needs, situation, risk tolerance, and financial goals.

Robert Joseph, Senior Vice President & Senior Investment Officer

Robert (Bob) oversees investment portfolio management, and specializes in domestic and global economic forecasting and modeling. Your investments are in good hands with Bob — he has over 30 years of experience in financial services!

robertj@lanb.com

Radoslav Georgiev, Investment Portfolio Officer

Radoslav (Rado) is based in our Los Alamos office, and provides professional investment and wealth management strategies for the team. He has passed all three levels of the CFA program.

radog@lanb.com

Eric Loucks, Investment Officer

A Los Alamos native, Eric has over 30 years of experience in the financial industry, and a broad knowledge of financial markets that allows him to identify opportunities specific to clients’ needs.

ericl@lanb.com

Darrin Abby, Investment Officer

With his extensive background in financial services and venture capital, Darrin helps you plan for your financial future by providing objective investment and financial advice.

darrina@lanb.com

Codie Hardy, Investment Officer

Codie specializes in investments and financial planning, and is ready to sit down and explore your individual goals and find the right path to your financial success.

codieh@lanb.com

Marisa Ornelas, Investment Advisor

Marisa provides a relationship-focused method of financial planning to help clients feel secure in their financial futures and to serve as a trusted resource through different life stages.

marisao@lanb.com

Investing is about taking calculated risks in return for potential financial rewards that is based on your goals and what you are trying to target.

On average, investments such as stocks, bonds and mutual funds have historically (past performance is no guarantee of future results) delivered higher returns over time than interest paid on regular savings accounts. But the risks of investing compared to a savings account are greater: There is no guarantee of higher returns, and it’s possible to lose your principal (for example, the amount you originally invested).

As a result, investment professionals generally suggest that diversifying your investments based on your goals and needs should be considered. Investment planning is a lot more than just dividing your money across different types of investments. The key aspects of most investment plans, whether they’re done on your own or with the guidance of an investment professional, include:

  • Outlining short- and long-term life goals and translating those goals into financial objectives (for example, how much money you’ll need to meet your objectives)
  • Understanding the ways you incur debt and putting a plan in place for reducing debt if necessary
  • Determining tolerance for assuming risk and establishing the time frame you have to pursue your goals
  • Designing an investment plan with a diverse mix of investments (asset allocation) that can help your plan succeed. One key to successful investment planning is developing a plan that guides your investment decisions over time and helps keep pace with changes in your life and business.

Investing is typically for those businesses with a longer time horizon. You will meet with a local team of professionals to review your long- and short-term goals before investing anything for the long term. The assets that are invested will vary depending on your personal plan. When a liquidity need arises the cash will be available within 2-3 business days.

Los Alamos National Bank offers a full range of investment options. We have managed accounts, commissioned accounts, mutual funds, ETF’s, 401(K), SEP, Traditional IRA, Roth IRA, individual stocks, life insurance and more.

Schedule an appointment with one of our advisors.

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Disclosures

Not FDIC Insured / Not Bank Guaranteed / May Lose Value / Not a Bank Deposit / Not Insured by any Federal Government Agency

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: Not FDIC/NCUSIF insured / Not Bank Guaranteed / May Lose Value / Not a Bank Deposit / Not Insured by any Federal Government Agency

*Please refer to applicable IRS rules and regulations for additional information or seek advice from your tax preparer or accountant.

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