We are delighted to announce the close of our merger with Enterprise Financial Services Corp.

We look forward to continuing to provide you with the same best-in-class service you have come to know and love from LANB.

Watch for more details, coming soon.

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Business Lines of Credit

A better way to meet your business needs

You don’t always know what you’ll need for your business, or when you’ll need it. A Business Line of Credit provides the flexibility to borrow up to a certain limit so you can meet your needs on your terms.

Terms that meet your needs

We structure our terms around the specific needs of your business.

You decide when to borrow

Only borrow when you need to, and only pay interest on the funds you use.

Immediate access to funds

No hoops to jump through — get your funds exactly when you need them.

Manage inventory levels

Sometimes you need some extra cash to invest in more inventory, so you can generate additional revenue.

Balance your business cycle

Use your line of credit to smooth out the roller coaster ride of seasonal cash flows.

Relieve the pressure of short-term cash needs

Even the most exhaustive financial plans can’t account for all surprises. Sometimes you just need some extra cash on hand.

Take advantage of unexpected opportunities

Maybe you got some great press, or landed a huge client. You’ll need some extra funding to turn opportunity into success.

We spent about two years to create something like Tonic. Having LANB look at my vision critically and say we want to be a part of this and we want to support something that’s local and unique was an experience I don’t think we could have gotten from any other bank here in Santa Fe. If it wasn’t for LANB there would be no Tonic.

— Winston G., Owner of Tonic

For seasonality, working capital to fund growth. Some of our clients use a line of credit to fund the timing difference in between accounts payable and collecting receivables.

You will need to provide three years of business financial statements and tax returns, as well as a personal financial statement and three years of personal tax returns for the owners.

Lines of credit can be secured with business assets or may be approved on an unsecured basis.

Set up an appointment with a business loan specialist to better understand your options and start an application.

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Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Credit products are not FDIC insured.

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