Lot Loans

A better way to secure your lot

Your dream home starts with your dream location. With a lot loan, you can purchase the land you need to begin your journey.

Competitive rates

Low variable rates — prime minus 0.25%.

15-year term

No prepayment penalties.

Low fees

0.50% origination fee (credited towards the origination fee of construction loan).

Our lot loans apply to developed platted subdivisions only.

No, you are not required to have a deposit account with LANB, however we always welcome new customers.

Generally, once we receive all necessary documents, approval can be granted within 24 hours.

No, you are welcome to pay off your loan sooner than the term agreement.

Yes, there is a 15 day grace period before your loan will assess late charges.

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Disclosures

NMLS #546116

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Credit products are not FDIC insured.

For our online application, children under the age of 13 should not visit our website without a parent present.

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