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Personal Loans

A better way to borrow

Your loan, your way. No matter what expenses lie ahead, we’ll help provide the financing you need with our flexible personal loan options.

Choose which type of loan best fits your needs:

  • How it works:

    How it works:

  • Type of interest

    Type of interest

  • Interest rate

    Interest rate

  • Term

    Term

  • Fees

    Fees

HELOC

  • How it works:

    With a home equity line of credit (HELOC), your primary residence or second home serves as collateral for a predetermined credit limit.

  • Type of interest

    Variable

  • Interest rate

    Wall St. Journal Prime Floating, adjustable annually

  • Term

    10 year draw and 15 year repayment term

  • Fees

    Starting at $100

Deposit Secured

  • How it works:

    Deposit secured loans have a lower interest rate because your deposit accounts at LANB act as your collateral.

  • Type of interest

    Fixed

  • Interest rate

    3% + Deposit Rate

  • Term

    1 year

  • Fees

    $50

Consumer Unsecured

  • How it works:

    Your good credit history and credit score with us may qualify you for a signature loan, which doesn’t require collateral.

  • Type of interest

    Fixed

  • Interest rate

    9%

  • Term

    1-5 years

  • Fees

    $50

After three months of waiting at another bank for a loan approval, we came to LANB and our loan was approved in one day. We’ve always banked with LANB and have been so satisfied.

— Robert and Criss M., LANB Customers

No, you are not required to have a deposit account with LANB, however we always welcome new customers.

Generally, once we receive all necessary documents, approval can be granted within 24 hours.

No, you are welcome to pay off your loan sooner than the term agreement.

Yes, there is a 15 day grace period before your loan will assess late charges.

Get started today

Stop by one of our offices
Apply online
Give us a call

Disclosures

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Credit products are not FDIC insured.

For our online application, children under the age of 13 should not visit our website without a parent present.

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