Savings & CDs

A better way to save

Whether you are just starting out or have been building your nest egg for years, we’re here to help you choose the savings option that is right for you.

Help me choose how to save

  • Best if you want:

    Best if you want:

  • Minimum Balance

    Minimum Balance

  • Interest Rate

    Interest Rate

  • Access to funds

    Access to funds

Savings Account

  • Best if you want:

    A simple savings option to help you start planning for your future.

  • Minimum Balance

    No minimum balance

  • Interest Rate

    One fixed rate (see rates)

  • Access to funds

    Up to six withdrawals per month

IRA Savings Account

  • Best if you want:

    A retirement savings option to help save for the future.*

  • Minimum Balance

    No minimum balance

  • Interest Rate

    One fixed rate (see rates)

  • Access to funds

    All withdrawls subject to IRS regulations.

Money Market Account

  • Best if you want:

    A safe and accessible way to save, with interest rates that grow as your balance grows.

  • Minimum Balance

    Minimum balance of $1,000 required to avoid a $5 monthly service charge

  • Interest Rate

    Rates increase with a higher balance (see rates)

  • Access to funds

    Up to six withdrawals per month

Certificates of Deposit & IRA Certificates of Deposit

  • Best if you want:

    A higher interest savings option that puts your money to work for you.*

  • Minimum Balance

    Minimum of $500 required to open the account

  • Interest Rate

    Rates increase with a longer term (see rates)

  • Access to funds

    Terms range from 90 days to six months

LANB will provide credit on the effective date for all electronic deposits. For example, if your employer’s official pay date is scheduled every other Friday, funds will be credited to your LANB account on your Friday pay date. Please make sure you schedule your payments accordingly.

Your ATM card might not be working for one of two reasons:

  • ATM cards that are inactive for a period of 14 months or more are cancelled. This is to protect our customers from unauthorized or fraudulent transactions. If this is the case, please call us to order a new debit card.
  • Your ATM card might need a new PIN number. To change your PIN, call 866-392-9952 from the phone number on your account. Service is available 24 hours a day, 7 days a week.

The minimum requirement to open a CD $500.

Ready to start saving?

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Disclosures

Important Notice: Federal Regulation D limits checks and telephone, online, overdraft, and preauthorized transfers (including POS purchases, automatic and wire transfers) to six per statement period, with a maximum of three withdrawals by check, draft, POS or similar order.

Programs, rates, terms and conditions are subject to change without notice.

*Please refer to applicable IRS rules and regulations for additional information or seek advice from your tax preparer or accountant.

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